Integration of Maqashid Sharia in the Implementation of Risk Management in Islamic Banking
DOI:
https://doi.org/10.55927/fjsr.v4i5.220Keywords:
Maqashid Sharia, Risk Management, Islamic Financial InstitutionsAbstract
This study aims to explore the integration of the Maqashid Sharia concept in the implementation of risk management in Islamic banking. This research is a literature study conducted to answer the proposed research questions. The data collected are secondary data obtained through online searches using keywords such as “risk management,” “Maqashid Sharia,” and “Society 5.0” from articles indexed in various academic sources. A careful data selection process was carried out to ensure the relevance and accuracy of the information. Content analysis techniques were applied to evaluate the relevance of the articles to the research focus. The integration of Maqashid Sharia into risk management in Islamic banking during the Society 5.0 era offers opportunities to enhance both Sharia compliance and operational effectiveness. Despite existing challenges, with the right strategies, Islamic banking can leverage advanced technology to support Sharia objectives and improve services for the community.
References
Aatikah, N. Y. (2022). Determinan Maqasid Syariah pada Perbankan Syariah di Indonesia: Studi pada Perbankan Syariah yang Terdaftar di Otoritas Jasa Keuangan Periode 2011-2020 [Skripsi, Universitas Islam Sultan Agung]. https://repository.unissula.ac.id/27985/1/31401900242_fullpdf.pdf
Abdurrahman, Z. (2020). TEORI MAQASID AL-SYATIBI DAN KAITANNYA DENGAN KEBUTUHAN DASAR MANUSIA MENURUT ABRAHAM
Afifah, D. N., Firdania, D., Septiana, A. R., & Oktafia, R. (2024). Maqashid Syariah Sebagai Tujuan Ekonomi Islam. Economics And Business Management Journal ( EBMJ ), 3(01), Article 01.
Afwadzi, B., & Djalaluddin, A. (2024). Pengembangan Ekonomi Berbasis Syariah di Era Digital: Antara Peluang, Tantagan, dan Kendala. Journal of Sharia Economics, 5(1), Article 1. https://doi.org/10.22373/jose.v5i1.3966
Ahmed, H., Mohieldin, M., Verbeek, J., & Aboulmagd, F. (2015). On the Sustainable Development Goals and the Role of Islamic Finance. The World Bank. https://doi.org/10.1596/1813-9450-7266
Alwi, M., Kara, M., Abdullah, M. W., & Fachrurrazy, M. (2022). Konsep Maqasid As Syariah dalam Perbankan Syariah. Al-Amwal : Journal of Islamic Economic Law, 7(2), 56–80. https://doi.org/10.24256/alw.v7i2.3549
Alyubi, M. S. (1998). Maqashid Asy Syari’ah Al Islaamiyyah wa ’Alaaqatuhaa bil Adillah Asy Syar’iyyah (1 ed.). Dar Al Hijrah.
Atwell, C. (2017, September 13). Yes, Industry 5.0 is Already on the Horizon | Machine Design. MachineDesign. https://www.machinedesign.com/automation-iiot/article/21835933/yes- industry-50-is-already-on-the-horizon
Badan Pusat Statistik. (2024). Statistik Telekomunikasi Indonesia (Vol. 12). Badan Pusat Statistik.
Breque, M., De Nul, L., & Petridis, A. (2021). Industry 5.0 – Towards a sustainable, human-centric and resilient European industry. Publications Office of the European Union. https://doi.org/10.2777/308407
Cahyaningtyas, S. R., & Sasanti, E. E. (2019). PENERAPAN MANAJEMEN RESIKO BANK, TATA KELOLA PERUSAHAAN DAN KINERJA PERUSAHAAN
Darmawati, D. (2021, Agustus 3). The Impact of Maqashid Syariah Based Performance on Sustainable Finance Implementation of Indonesian Islamic Banks. Lekantara Annual Conference on Public Administration, Literature, Social Sciences, Humanities, and Education (LePALISSHE).
Djamil, F. (1997). Filsafat Hukum Islam. Logos Wacana Ilmu.
Farida, F., & Dewi, V. S. (2017). Analisis Pengaruh Penerapan Kinerja Maqasid terhadap Manajemen Risiko pada Perbankan Syariah. Cakrawala: Jurnal Studi Islam, 12(2), 171–186. https://doi.org/10.31603/cakrawala.v12i2.1858
Fasa, M. I. (2016). MANAJEMEN RESIKO PERBANKAN SYARIAH DI INDONESIA. Li Falah: Jurnal Studi Ekonomi Dan Bisnis Islam, 1(2), 36–53. https://doi.org/10.31332/lifalah.v1i2.482
Fauzi, F. (2016). MANAJEMEN RESIKO DI TENGAH PERUBAHAN MODEL BISNIS TELEKOMUNIKASI. Jurnal Teknik Mesin, 5(4), 159–163. https://doi.org/10.22441/jtm.v5i4.1222
Febriadi, S. R. (2017). Maqashid Syariah dalam Bidang Perbankan Syariah. Amwaluna: Jurnal Ekonomi dan Keuangan Syariah, 1(2), Article 2. https://doi.org/10.29313/amwaluna.v1i2.2585
Hajar, S. & Wirman. (2023). Implementasi Manajemen Risiko Dalam Dunia Perbankan Syariah. Jurnal Ilmiah Wahana Pendidikan, 9(5), 500–513. https://doi.org/10.5281/zenodo.7756555
Huang, S., Wang, B., Li, X., Zheng, P., Mourtzis, D., & Wang, L. (2022). Industry 5.0 and Society 5.0—Comparison, complementation and co-evolution. Journal of Manufacturing Systems, 64, 424–428. https://doi.org/10.1016/j.jmsy.2022.07.010
Husain, C., Jannah, F. J., Sari, A. P., & Kamaruddin. (2024). PERAN DIGITALISASI DAN INFORMASI TERHADAP KINERJA PERBANKAN SYARIAH DALAM PERSPEKTIF SOCIETY 5.0 DI PEREKONOMIAN DI INDONESIA. Musytari :
Husain, H., Abdurrahman Misno, M. E. I., & Achmad Nursobah, S. H. I. (2021). Pengantar Hukum Islam. Media Sains Indonesia.
INDONESIA. Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, 9(5).
Jurnal Manajemen, Akuntansi, Dan Ekonomi, 12(6), Article 6. https://doi.org/10.8734/musytari.v12i6.9044
KONVENSIONAL. Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi, 6(1), 151–160.
MASLOW. Jurnal Ushuluddin: Media Dialog Pemikiran Islam, 22(1). https://doi.org/10.24252/jumdpi.v22i1.15534
Masrukhan, M., Palar, T. A., Auli, R. P., & Nur, R. R. (2024). Efektivitas Manajemen Risiko pada Bank Syariah dan Konvensional (Studi Komparatif). Jurnal Manajemen Administrasi Bisnis dan Publik Terapan, 2(4), 43–55.
Maulidyah, S., Putri, R. R., Pandiangan, J. I., & Oktafia, R. (2024). Maqashid Syariah Sebagai Tujuan Ekonomi Islam. 1(4).
Mourtzis, D. (2021). Towards the 5th Industrial Revolution: A literature review and a framework for Process Optimization Based on Big Data Analytics and Semantics. Journal of Machine Engineering. https://doi.org/10.36897/jme/141834
Paryadi. (2021). Maqashid Syariah: Definisi dan Pendapat Para Ulama. Cross-border, 4(2).
Penerapan maqashid syariah dalam perbankan syariah di Indonesia Studi Kasus pada Bank BSI (Bank Syariah Indonesia). JURNAL ILMIAH RESEARCH AND DEVELOPMENT STUDENT, 2(2), 01–09.https://doi.org/10.59024/jis.v2i2.711
PERBANKAN INDONESIA. Jurnal Aplikasi Akuntansi, 3(2), 170–206. https://doi.org/10.29303/jaa.v3i2.52
Rahma, F. A., & Arifin, J. (2022). Faktor-faktor yang Mempengaruhi Kinerja Maqashid Syariah. Proceeding of National Conference on Accounting & Finance, 4, 151–157.
Rahmawati, P. A., & Nisa, F. L. (2024). Analisis Manajemen Risiko pada Bank Syariah Indonesia. Jurnal Riset Perbankan Syariah, 75–82. https://doi.org/10.29313/jrps.v3i1.4039
Rahmi, C., Rohman, A. A., Sari, A. E., Nadhifah, S. L., & Azmi, M. R. (2024).
Ramadhan, M. R., Sagita, N., & Hendra, J. (2024). PERBANDINGAN RISIKO PEMBIAYAAN PADA BANK SYARIAH DAN BANK KONVENSIONAL DI
Ramlan, S. R., Moniharapon, S., & Tulung, J. E. (2018). ANALISIS PERBANDINGAN RISIKO KREDIT ANTARA BANK SYARIAH DAN BANK
Rohimat, A. M. (2021). Ushul Fiqh Kontemporer (1 ed.). Lintang Pustaka Utama. Salgues, B. (2018). Society 5.0: Industry of the Future, Technologies, Methods and Tools. John Wiley & Sons.
Shiroishi, Y., Uchiyama, K., & Suzuki, N. (2018). Society 5.0: For Human Security and Well-Being. Computer, 51(7), 91–95. Computer. https://doi.org/10.1109/MC.2018.3011041
Subekti, R., Ohyver, D., Judijanto, L., Satwika, I. K., Umar, N., M.T, D., Handika, S., Joosten, J., Migunani, M., Boari, Y., Saktisyahputra, & Dahliana, A. (2024). TRANSFORMASI DIGITAL (Teori & implementasi Menuju Era Society 5.0).
Suganda, R., & Mujib, A. (2023). Analisis Terhadap Peluang Dan Tantangan Perbankan Syariah Pada Era Digital. Jurnal Ilmiah Ekonomi Islam, 9(1), 677– 683.
Suherman, Musnaini, Wijoyo, H., & Indrawan, I. (2020). INDUSTRY 4.0 vs SOCIETY 5.0. CV. Pena Persada.
Tahir, T., & Hamid, S. H. A. (2024). Maqasid Al-Syari’ah Transformation in Law Implementation for Humanity. International Journal Ihya’ ’Ulum al-Din, 26(1), 119–131. https://doi.org/10.21580/ihya.26.1.20248
